Why Dara
Your money moves,
wherever you go.
Virtual Prepaid Card
Get a Visa card you can use for US expenses — tuition, deposits, subscriptions — all before you arrive.
Bank-Grade Security
Your identity is verified through Persona. Your funds are held securely in a regulated USD wallet.
Cross-Border Ready
Deposit in Naira, spend in USD. Transparent FX rates with no hidden fees, built for the Nigeria-to-US corridor.
Instant Activation
Complete verification and get your virtual card in minutes. No waiting for mail, no US address needed.
Smart FX Rates
Competitive Naira-to-USD conversion with transparent pricing. See your rate before you confirm every deposit.
Path to Credit
When you arrive in the US, graduate to a secured credit card and start building your American credit score.
How it works
Three steps to financial access.
Verify Your Identity
Upload your passport and visa documents. Our KYC process takes minutes, not days.
Fund Your Wallet
Deposit Naira from your Nigerian bank account. We convert it to USD at transparent rates.
Start Spending
Get your virtual prepaid card instantly. Pay for tuition, housing deposits, and subscriptions in the US.